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Service: Des Moines, Iowa-based Dwolla How it works: Consumers and retailers open accounts with Dwolla, which verifies financial information so customers can make purchases via bank account transfers or an account they keep with Dwolla.
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After reading the fine print, I saw that the conditions were favorable.
So I used one of those checks to max out the card’s ,000 credit limit, and used the proceeds to pay down a construction loan which had been charging me 7%.
New services make it easier than ever for customers to pay directly from their bank accounts, without carrying cash, a debit card -- or even that old-fashioned checkbook.
Consider the following new service, which allows consumers to pay for goods and services with electronic transfers from their bank accounts that they direct on the spot.
This wouldn’t work for everyone, but it works for us since we travel at least once or twice each year.
Sometime around 2006, when interest rates were high and yet credit was still loose, Chase started sending me checks for my business card that could be used to pay any bill – and they were offering a 0% annual percentage rate.
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